Effective Date: March 2, 2026
Table of Contents
By accessing and using Global Money Index (globalmoneyindex.com), you agree to be bound by these Terms of Service and Privacy Policy (collectively, "Terms"). If you do not agree to these Terms, you may not access or use the service.
Global Money Index ("Company") is operated by Taijong Lee, an individual based in South Korea. These Terms govern your use of the website, services, and all features provided therein.
Your continued use of Global Money Index following the posting of changes to these Terms means you accept and agree to the changes.
Global Money Index provides a subscription-based SaaS platform offering algorithmic market environment classification, proprietary market indicators, systematic scoring models, and curated market reports. The service is designed to provide informational insights to market participants.
The Company offers:
Access is provided on an as-is basis, subject to availability and technical limitations.
The Company endeavors to maintain service availability 24/7. However, the Company does not guarantee uninterrupted service and may perform maintenance, updates, or discontinue features at any time with reasonable notice where practical.
To access Global Money Index, you must create an account. You agree to:
You represent and warrant that you are not:
The Company may suspend or terminate your account if you:
Upon termination, your right to use the service ceases immediately.
Subscriptions are offered on a monthly or annual basis. Pricing and plan details are displayed on the website and are subject to change with 30 days' notice.
All payments are processed through our designated third-party Merchant of Record (MoR). The payment processor handles all billing, payment processing, VAT/tax collection, and regulatory compliance for transactions.
For refund eligibility and procedures, please see our Refund Policy at globalmoneyindex.com/refund.
The Company may modify subscription pricing at any time. Price changes will be effective immediately for new subscribers and will be applied at the next renewal for existing subscribers, with minimum 30 days' advance notice.
Payments are processed in the currency selected during signup. Supported payment methods are determined by our payment processor and include major credit cards, digital wallets, and regional payment methods.
You agree not to use Global Money Index to:
You are solely responsible for any content you upload, submit, or transmit through the service. You grant the Company a license to use such content for service provision and improvement.
You agree to conduct your own research and due diligence before making any financial decisions. Global Money Index provides tools for analysis but does not provide personalized investment advice.
All content, software, algorithms, proprietary indicators, scoring engines, reports, trademarks, logos, and intellectual property on Global Money Index are owned by or licensed to the Company and are protected by international copyright and intellectual property laws.
Your subscription grants you a limited, non-exclusive, non-transferable license to access and use the service for your personal, non-commercial purposes in accordance with these Terms.
You may not:
You retain ownership of content you create and submit. By submitting content, you grant the Company a worldwide, royalty-free license to use, display, and improve the service.
Scores, ratings, and classifications provided by Global Money Index are for informational purposes only and should not be relied upon as the sole basis for any decisions.
While the Company uses commercially reasonable efforts to provide accurate information, the Company does not guarantee the accuracy, completeness, or timeliness of data, analysis, or insights. Market data may be delayed, estimated, or subject to correction.
Past performance of market indicators, scores, or analyzed assets does not guarantee or indicate future results. All investments carry inherent risk, including loss of principal.
Global Money Index is provided on an "AS-IS" and "AS-AVAILABLE" basis. The Company disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
The Company does not guarantee returns, profit, or financial outcomes. Users assume all risk associated with their financial decisions and market participation.
To the maximum extent permitted by law, in no event shall the Company, its operators, employees, or agents be liable for:
This limitation applies regardless of the cause and even if the Company has been advised of the possibility of such damages.
The Company's total liability to you for any claim arising from or related to your use of Global Money Index shall not exceed the amount you paid (if any) for your subscription in the twelve (12) months preceding the claim, or USD $100, whichever is greater.
You agree to indemnify, defend, and hold harmless the Company, its operators, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from:
Global Money Index collects the following types of information:
Personal Information
Usage Data
Financial Data
We collect information through:
We use collected information to:
Global Money Index uses the following third-party services:
Authentication: Clerk
Hosting and Infrastructure: Vercel
Payment Processing: Merchant of Record
Analytics
We do not sell or rent your personal information. We may share data with:
Global Money Index uses cookies and similar tracking technologies to:
You may control cookie settings through your browser. Disabling cookies may limit service functionality.
The Company implements industry-standard security measures including:
However, no transmission over the internet is 100% secure. The Company cannot guarantee absolute security.
In the event of a personal data breach affecting your data, we will notify affected users within 72 hours of becoming aware of the breach, as required by GDPR Article 33.
Your data may be stored and processed on servers located outside your country of residence, including in jurisdictions with different data protection laws. By using Global Money Index, you consent to such transfers.
For users in the European Union and European Economic Area (EEA), the Company complies with the General Data Protection Regulation (GDPR) and provides the following protections:
The Company processes personal data based on:
Enterprise or organizational customers may request a Data Processing Agreement (DPA) by contacting legal@globalmoneyindex.com. The DPA will be provided within 10 business days of request.
For transparency, the Company uses the following data processors:
For California residents, the California Consumer Privacy Act (CCPA) grants rights to:
To exercise any data protection rights, contact: privacy@globalmoneyindex.com
Include "Data Request" in the subject line and provide sufficient information to identify your account. We will respond within 30 days (or as required by law).
These Terms and all matters arising from or related to Global Money Index are governed by and construed in accordance with the laws of South Korea, without regard to its conflict of law principles.
Any dispute, claim, or controversy arising from these Terms or your use of Global Money Index shall be resolved through:
If you are located in the European Union, you may bring proceedings in the courts of your country of residence in accordance with applicable EU consumer protection laws. Nothing in these Terms affects your rights as a consumer under mandatory local law.
Nothing in these Terms shall limit or exclude any rights that, by applicable law, may not be limited or excluded.
To the maximum extent permitted by law, you agree that disputes shall be resolved on an individual basis and not as part of any class action or collective litigation.
You acknowledge that breach of certain provisions of these Terms may cause irreparable harm. The Company may seek injunctive relief in addition to other available remedies.
Email: support@globalmoneyindex.com
Website: globalmoneyindex.com
Operator: Taijong Lee
Email: privacy@globalmoneyindex.com
Subject: Data Protection Request or Privacy Concern
For billing inquiries, disputes, or refund requests:
Legal notices may be served to:
Address: Seoul, South Korea
Email: legal@globalmoneyindex.com
These Terms constitute the entire agreement between you and Global Money Index regarding use of the service and supersede all prior understandings, agreements, and negotiations.
If any provision of these Terms is found to be unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force.
The Company's failure to enforce any right or provision shall not constitute a waiver of that right or provision.
The Company may amend these Terms at any time. Amendments become effective upon posting. Continued use following amendment constitutes acceptance. We will notify users of material changes via email.
You may not assign these Terms or your rights under them. The Company may assign these Terms to successors or affiliates.
Last Updated: March 2, 2026
For the most current version of these Terms, visit globalmoneyindex.com/terms
© 2026 Global Money Index. All rights reserved.